Tip Securing Mobile Banking

Tuesday, April 28, 2015

With the increasing number of convenience offered internet, making some of the banks involved and take advantage of services like online transaction. Users also increasingly feel the convenience and advantage of being able to directly perform banking transactions directly from the smartphone. Activities such as check balances, pay bills, transfer funds, and others, which certainly in this way faster and more practical than having to go to the bank concerned.

see also : Variety recognize Sensor in Android Smartphone

But of course there is the negative side of it. With the increasing proliferation of mobile banking applications, as well as threats on him. The cyber criminals exploit loopholes and weaknesses of unsuspecting users and do not care about security. Before it's too late, it helps you do things preventative to prevent them to get access to the data, identity, until your finances. Therefore, there are some things that must be done to prevent cyber crimes that may occur and threaten for you who like to make transactions through mobile banking.

1. Update the device

Make sure you use the latest operating system that has been getting the latest updates. The latest system is claimed to have improved all the shortcomings of the old system so that it will narrow the gap that could be exploited others.

2. Use the official mobile banking applications

Security experts suggest that you should use a mobile banking application from bank official concerned compared to login via the browser. This is because the application has been equipped with special security features that are different from the browser. Afterwards, be sure to sign-off the application manually in order to prevent any possibility.

3. Install the latest version of the application

Usually you will get a message if there is an updated version of an application. If you find this message, please make an update. Or you can do the installation from the beginning in order to directly obtain the latest version of the application and do not forget to turn on auto-update function.

4. Do not use passwords that are easy

One of the keys to success in the cyber criminals to hijack accounts is very easy to guess passwords. If you really care about the safety of the data as well as money, use a password that has a certain degree of difficulty and unpredictable. Use a combination of uppercase and lowercase letters and numbers, be a good choice. Do not also use the same password on different applications.

5. Be careful with WiFi

If connected to the Internet through a WiFi connection from the public area, be careful in conducting banking transactions. WiFi Access usual get in places like hotels, cafes, airports, malls, and more. If you must conduct transactions, secure internet by installing a VPN (Virtual Private Network) that is widely available in the Store. VPN is used to encrypt the wireless network that are at risk to become more secure.

6. Make sure the device is password protected

It helps you use a password or passcode to secure the device from access to unauthorized people. For example, when the smartphone is lost, people will be more difficult to use if access is locked. Use third-party applications if you want to receive the full protection that your data remains secure even if the device is in the hands of others.

7. Be careful with SMS or email trap

Rampant fraud with various types and models often found in every smartphone user. SMS message that directs you to open a specific link with the lure of a lucrative, like the lottery or selling super cheap gadgets. Ignore any offer via SMS or email. The cyber criminals will take advantage of your data content and use it for their nefarious purposes

see also : Intel Atom for Mobile Devices